David Zalik takes big risks in founding GreenSky Credit

David Zalik took the biggest risk of his life when he founded GreenSky Credit back in 2006. The serial entrepreneur and former child prodigy cashed out every cent in equity that he had in order to finance the startup. All told, Zalik went all in with more than $10 million in asset-backed loans. If the loans failed to perform, Zalik would have lost literally everything he had.

While we hear stories like this all the time about the successes that bold entrepreneurs have had, the truth is that the stories we don’t hear are the more important ones. For every success story, there are 10 people who failed. But David Zalik will tell you that he wasn’t all that concerned about the prospects of losing it all. That’s because he already had enormous experience in forming new companies and he knew that with GreenSky Credit, he was sitting on a gold-mine of a business model.

The idea for GreenSky Credit came when Zalik was running his mobile and web development consultancy, OutWeb. He had a large number of home-improvement companies as clients, and he saw that they were frequently losing money on one type of deal. Customers who wanted to complete high-end home improvement projects would come in with unrealistically low ideas of what the final project cost would be. When they were told by the professionals what they could expect to pay, the resulting shortfall between the final cost and what they had budgeted was so great that these deals would often fall through.

Zalik knew that most of these homeowners were prime borrowers. He also realized that, even given the higher-than-expected costs, these homeowners would almost all recoup the costs of the renovation projects almost immediately in the form of increased home values. He saw an opportunity to originate instant, on-site loans that would allow everyone involved, including the banks making the loans, to win.

As a result, GreenSky Credit has become a $3.6 billion company that originates more than $4 billion in new loans per year. The company has found a niche market where it is adding real value for all parties involved.

https://www.glassdoor.com/Reviews/Greensky-Reviews-E937061.htm

Shervin Pishevar: The Idea of Exclusive American Economy Cannot Work At This Era

It takes a courageous person to criticize the government head-on and explain their dissatisfaction with most of the policies that the government is implementing. Shervin Pishevar has been that person who does not hide his feelings concerning how the government has been conducting itself in recent times. In his 21-hour twitter explode, that was sometimes interrupted by dinner, Shervin Pishevar has pointed out some of the significant economic policies currently being implemented by the government that he is not convinced such strategies will work.

Shervin Pishevar cannot understand why the arguably largest economy in the world cannot accept people with knowledge and skills to live and operate in the country. What worries him the most is that the government has chosen to erect fences in a bid to keep out all people and their endeavors out of the American economy. This is a wrong policy and should not be accepted by the members of the public, as it is geared towards separating the economy from the rest of the world. There is a possibility that America will produce its goods and consume them by itself.

The idea of American exclusivity cannot work in this era. Shervin Pishevar notes that the American government wants to protect its technology but forgets that other nations have significantly invested in technology as well. He highlights that the idea of Silicon Valley is an illusion as the world by itself is becoming a Silicon Valley. He notes development in China, European countries, and the upcoming African countries with much capacity than people though.

It is clear that Shervin Pishevar wants the economy to be open to all individuals who wish to operate and reside in the United States. It is not wise for a nation to exclude itself from other countries around the world and expect to survive. Therefore, it is high time the current administration opens the borders for a border-less world economy rather than closing the borders for people who have grown the American economy.

https://www.buzzfeed.com/k

Infinity Group uses the best strategy when it comes to debt reduction

2013 marked the start of a new face to customers in the financial sector. That is when one of the best brokers in the industry decided to start an organization known as Infinity Group and change how Australian families are treated when it comes to getting financial deals. His ideas are innovative, and so far they have started working. After doing thorough research on the financial markets in Australia, Graeme Holm and Rebecca Walker, his partner decided to start a different venture.

 

 

 

In their research, they found that the families in Australia suffered a lot when it came to getting the proper guidance and support. In most cases, Holm had a feeling that these families were not getting the right deals from the financial institutions in Australia. That is why Graeme dedicated his time to challenge the status quo. He began Infinity Group with the aim of introducing a personal trainer in the finance industry. Recently, he stated in an interview that he came up with a unique concept and approach that is not used by the financial brokers in Australia.

 

 

 

Graeme Holm

 

 

 

Graeme Holm today serves as the chairman of Infinity Group. The company is expanding quickly in Australia, and today it has locations in Brisbane, Port Macquarie, Bella Vista and Melbourne among other places. The best thing with Holm is that he has been in the financial sector for seventeen years and that is why he has acquired a lot of skills. While working for several financial institutions in Australia, he realized that most of the organizations were not able to help their clients pay the debt. Most of the customers he handled were living on a paycheck, and he set out to change this. Holm is passionate about helping others when it comes to financial independence. He started the idea of Infinity Group because he wanted to help those struggling with financial debts.

 

 

 

Infinity Group Australia

 

 

 

His dream came true, and Infinity Group was born. It offers various services to the clients like the creation of wealth, reduction of debt, investing in property and strategies to enable families to deal with retirement. His company is dedicated to guiding its customers unlike most of the other institutions in Australia. It has so far succeeded in helping them to achieve financial balance. Most customers who were previously straining have no changed their position, and they are acquiring financial freedom.

Learn more : https://infinitygroupaustralia.com.au/contact-us/

 

The Transformation of Fortress Investment Group after Acquisition by SoftBank

It’s barely a year since the acquisition of Fortress Investment Group by the big multinational organization of Japanese nationality, SoftBank. This was a transaction that left many tongues wagging, both in the industry and also in public. People wondered what fate was awaiting Fortress in the future. A lot of investors who had put their wealth under the company’s management had got into the panic mode and suspected that the company was going “under.” However, all these anticipations and suspicions were very far from the truth.

The reality came to indicate that Fortress Investment Group has even grown into a more vibrant company. Both its growth and assets under management have skyrocketed, something that many never anticipated. For instance, before the acquisition, the company’s managed assets had barely raised over $43 billion. Currently, as we speak, the total assets under the management of Fortress Group have shot upward to approximately $64 billion. This has been attributed to the leadership of the company that remained unmoved even after the acquisition process. The previous heads of Fortress; Wes Edens, Peter Briger, and Randal Nardone continued to be the champions of the company although the operations of the organizations were being run under SoftBank.

The other aspect that has benefited Fortress Investment Group from the acquisition is the leverage it has experienced from the huge clientele base and reputation of SoftBank Group. Being an international organization that has a customer base from every corner of the world, Fortress Group has benefited from this business relationship with the company since it requires fewer expenses to woe clients of the acquirer. This has been an exceptional transaction starting from the beginning. First, it was done on a cash basis. SoftBank produced a total of $3.3 billion to complete the purchase process. This was after meeting all the regulatory requirements that are required to make the process legally binding; for instance, the agreement of all the shareholders of Fortress Investment Group to carry on the transactions, and also the compliance with the regulatory authorities and rule that govern mergers and acquisitions. SoftBank deals with the technology, telecommunication and the transport sectors, all of which have a lot of potential clients that Fortress is likely to enjoy.

To know more click: here.

OG Juan Perez Is Jay Z Approved

Robinson Cano is a professional baseball player who was lucky enough to be the first athlete signed to Roc Nation Sports. He then went on to secure a $240 million contract proving the genius that works behind the scenes at Roc Nation. Six players are currently signed to Roc Nation Sports including Kevin Durant and Victor Cruz. Most people know the very successful rapper and mogul, Jay Z, as the Chief Executive Officer. But many people work together to make Roc Nation LLC what it is.

OG Juan Perez is the president of Roc Nation Sports and right-hand man to Jay Z. He says clients that join Roc Nation team are expected to attract an audience and possess a strong brand which Perez and Jay Z help develop even further by bringing in more fans off of the field. Marketing an athlete in this way allows them to have a global impact and find success in a variety of industries.

Jay Z advocates for a familial institution within the Roc Nation LLC. It is evident in latest project. Jay Z and Beyonce shout out OG Juan Perez and his wife, Dez, in their new joint album. Jay Z and Juan Perez have a long history of working together. They opened the popular sports bar, 40/40 Club, in 2003. And founded Roc Nation Sports in 2013 after discussing it for many years. Their mission is to support athletes same way they support artists in entertainment industry.

CEO and Founder of Southridge Capital Stephen Hicks

If you’re not already familiar with Southridge Capital, allow this article to provide you with a brief overview of the diversified financial holding company. Founded in 1996, Southridge Capital is a firm that specializes in investment and advisory services, catering primarily to small and middle market companies. At the helm of Southridge Capital is Founder and CEO Stephen Hicks, a businessman with over 30-years of experience in the investment sector.

 

Under Hicks’ leadership, Southridge Capital has entered into an equity purchase agreement with Elite Data Services, a Florida-based technology-driven marketing, management and retail operations company. This equity purchase agreement is quite possibly the most enterprising endeavor to date for Southridge Capital.

 

According to prnewswire.com, an online distributor of press releases, backed by Southridge Capital, Elite Data Services will be able to leverage their use of proprietary technologies to market and advertise solutions aimed at generating revenue for existing businesses across a diverse number of fields. And according to several reports, these fields are slated to include the gaming, automotive, and hospitality industries.

 

As far as Stephen Hicks’ background is concerned, he attended Fordham University where he earned an MBA in Finance, in 1983. After completing his education, he began his career with Wertheim Schroeder and Company, serving as the Head of Proprietary Derivatives Trading. Hicks maintained his role Wertheim Schroeder and Company until 1990, before going on to broaden his career horizon by joining Trans-Pacific Capital where he served as the company’s Fund Manager.

 

Needless to say, these two roles, along with his education, played an integral role in Hicks’ career growth, and in 1996, he decided to embark on an entrepreneurial journey that led to him becoming the Founder and CEO of Southridge Capital. Since it’s inception, Southridge Capital has helped a myriad of small and middle market companies achieve their respective business goals. In fact, the diversified financial holdings company has invested nearly $2 billion in their efforts to help scale a variety of companies worldwide.

 

So what’s next for Southridge Capital? Ostensibly, they will continue to invest in small to middle market companies, giving special attention to Elite Data Services, which currently shows immense growth potential. You can visit their Facebook page.

 

 

Read more: https://www.prnewswire.com/news-releases/southridge-capital-enters-into-a-5-million-equity-purchase-agreement-with-elite-data-services-inc-300118746.html

 

Bruno Fagali’s credibility in Brazil’s legal sector

Corruption scandals are one of the main challenges that hinder companies in Brazil from achieving their goals. Corruption results in mismanagement of the companies’ resources, misappropriation of funds, poor strategic planning, and other operations f the companies. Besides, corruption also leads t employment f under qualified personnel which results in decreased efficiency and effectiveness of the activities. According to the report of Deloitte study which was done by Attorney Bruno Fagali, it shows that most of the companies have decided to adopt anti-corruption measures to eliminate this significant block in achieving their primary objectives.

Bruno Fagali is a Brazilian Lawyer who has an excellent reputation in the law industry in Brazil. He has helped contribute to the growth and development of a significant number of companies where he has been involved in one way or the other. He deals with such issues as electoral law, regulatory law, ethics, and administrative law among others.

He holds an undergraduate degree from Pontifical University as well as a master’s degree from the University OF Sao Paulo. Besides, he has more knowledge of Business ethics, advertisements, electoral law, regulatory law, parliamentary law, and marketing and compliance law among others. Before working in other companies, he went for an internship after graduating from school at Office Model Dom Paulo after which he went to seek more experience from other institutions.

He also holds other senior positions in other institutions. For example, he is the head of corporate integrity at Nova. He has also been able to meet all the standards required by the Brazilian State Bar Association which is one of the main reasons that have made him t be the man he is today in the law sector in Brazil.

Also, Bruno Fagali was a law firm known as the Fagali Advocacy which has offices in Sao Paulo where clients meet him in case they need any services from him. He is also a diverse person in his career which is one of the things that the world requires in the present crazy competitive market. He can speak in a significant number f languages which makes him able t serve a large number of clients regardless of their writing they understand.

For More info: www.crunchbase.com/organization/fagali-advocacy

Can Jeunesse Sustain Current Growth Rates?

Jeunesse is a thriving health and cosmetic company with a broad portfolio of products. In the past few years, the company has gained market share in various industries. Numerous customers enjoy buying and using products sold by Jeunesse. The company also prioritizes customer service more than other companies in the industry.

The growth rate of Jeunesse is impressive. However, some analysts wonder whether the current growth rates can be sustained. The company reached over a billion dollars in sales in less than a decade.

Products

Jeunesse primarily offers cosmetic and health products to customers. Millions of people want to look and feel more energetic. The health products are designed to provide alternatives to junk food. The online reviews of the products are generally positive.

The leaders of Jeunesse want to continue expanding the portfolio of products offered to customers. More products generally result in higher sales for the company.

Advertising

Marketing is essential for the growth of any business. Jeunesse spends a lot of time and money marketing various products. The company also encourages customers to post about their experience with the products. This involvement with customers is one of the ways that Jeunesse continues to grow.

International Growth

Jeunesse is expanding into various countries around the world. Numerous companies attempt to sustain an international growth plan. However, few companies are as successful as Jeunesse at this concept.

Jeunesse products are now sold to customers in dozens of nations. International growth is an essential element of the growth plans for Jeunesse.

Direct Selling

Jeunesse has also expanded due to the direct selling program offered by the company. Customers who enjoy Jeunesse items can pay a small fee to sell products directly to other customers. Some people use this program as a way to operate their own business. Others use the program to build new streams of income every month.

https://www.crunchbase.com/organization/jeunesse-global-2

How Waiakea Water Got Started And How They Rank On The PH Scale

Waiakea Hawaiian Volcanic Water is taking the world by storm with a conscious view of how we present products to the world. They must be aware of the environment, give back to the community, and be a high quality product that produce real value to it’s consumers. Waiakea Water takes the cake when it comes these concepts and turns them into reality.

On that note, not all bottled water company’s water is of high quality and is equal. You make picture that water would be quite alkaline, but this is far from the truth. Some bottled waters on the market rank on the pH scale as low as 4, with 0 being completely acidic. This is alarming because drinks can start eat away at the teeth at 5.5 on the pH scale with demineralization. Waiakea Water ranks on the scale at 8.2 which is a far cry from a 4 and is way better for the body as a whole.

Waiakea Water is a giving brand that cares about people. They have partnered with a charity called PumpAid to help provide clean drinking water to poor rural communities in Africa that do not have access to water. For every person that purchases a one liter bottle of Waiakea, 650ml goes to these communities in need. So far they have donated over 500 million gallons of water so these people can have the bare necessity that so many of us take for granted.

Ryan Emmons founded Waiakea Hawaiian Volcanic Water in 2012 after he realized that the water he drank on family vacations to Hawaii was some of the purest water on earth. It originates from Mauna Loa Volcano after the snow and rain fall on it and then it filters through 14,000 feet of volcanic rock. How cool is that?

After five years and 1,500 experiments Waiakea developed and patented a fully degradable water bottle to help ease the environment’s pollution on a massive level. Traditional bottles take 1,500 years to degrade and are made to be strong and last. Waiakea’s bottle takes only 15 years to fully degrade, but works just as well as and looks the same as traditional bottles.

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End Citizens United Rallies Against Rick Scott

End Citizens United is a Political Action Committee funded completely by donors. They focus on electing campaign finance reformers to overturn Citizens United. This is basically a fight to stop corporations from having the ability to buy elections.

End Citizens United was started on March 1st, 2015 and are committed to ending Citizens United and also to electing pro reform candidates. Although they currently have only supported democratic candidates they will support any candidate that is truly pro-reform. Currently though, the Republicans within Congress are standing in the way of overturning the Supreme Court decision that allowed for special interest groups to fund elections to make them go their preferred way.

Recently, the committee has filed a complaint against the Federal Election Commission. This complaint states that Rick Scott is using something called a “super PAC” to support his campaign for senator. They suggest that this PAC is a way for Scott to get around federal limits on direct contributions to a campaign.

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End Citizen United has accused Scott of violating an anti-coordination law with the New Republican PAC. Rick Scott had previously been the chairman of this group, and now that he is running for a seat in Senate, the PAC has pledged to help his get elected. End Citizens United’s Communications Director Adam Bozzi has stated that Scott’s interest in political ambition clearly outweighs his care for the law, and is bypassing the law by using the PAC to funnel money.

Although the campaign has denied all these accusations, End Citizens United did not give up. The refuted the denial by producing documentation to support their claim. This accusation against Scott is just a small step in the committee’s larger goal. If the decision on Citizens United is overturned, donations like the ones in the claim against Rick Scott will no longer be allowed to be undisclosed and unlimited.

Despite the continued claims of denial to any wrongdoing, End Citizens United is dedicated to the cause. They have continued to collect evidence against him and the super PAC. They recently discovered that the two mentioned are both currently working with the same fundraiser. It is clear to the committee that Rick Scott and the PAC are too closely tied for it to be anything less than suspicious. Taking Scott out of the running will be a win for them, as he clearly does not believe in finance reform.