Luiz Carlos Trabuco And Bradesco: A Story Of Patience, Loyalty And Success

Bradesco, one of the oldest financial institutions in the country, was founded in 1943 by Amador Aguiar. The bank’s first office was located in the small city of Marilia. The bank surprised many by growing from relative obscurity to become the largest private bank in the country in only eight years. It held on to this position of market leadership for 56 years before losing out the newly merge Itau Unibanco bank in 2008. Having completed about 50 acquisitions over the course of its history, the bank has mastered the art of continuously growing.

Today, it is the second largest bank in the country with assets valued at close to $400 billion and slightly over 100 thousand employees. Luiz Carlos Trabuco is the fourth president to head the bank since the death of Aguiar. The other two were Lazaro Brandao and Marcio Cypriano.

Coincidentally, Luiz Carlos Trabuco shares an almost similar background story to that of Bradesco. Like the bank, he also hails from the city of Marilia. He was born there in 1951 – the same year in which the bank became the largest private bank in the country. Additionally, he also rose from relative obscurity to become a standout among his peers. He joined the bank aged 18 with no prior experience in banking or academic qualifications in any related skills – he would later go on to study Sociology at the University of Sao Paulo. However, in less than two decades after joining the firm, he was already one of the youngest department directors at the bank. By age 47, he was already being considered for the top position at the bank, only losing out due to his relatively younger age. Then in 2003, he assumed the presidency at the bank subsidiary, and largest insurance company in the country, Bradesco Seguros. He had six successful years at the subsidiary before being promoted to become the overall president of the bank in 2009.

Luiz Carlos Trabuco’s assumption of top leadership at Bradesco always seemed fated to happen; and since it has happened, it has not been disappointing. Through deals such as the HSBC Brazil acquisition in 2015, he has taken the Bradesco brand to new heights. The multibillion-dollar deal was the largest of 2015 and was lauded by many, not only due to how it improved Bradesco but also how it helped the economy. That year, the Brazilian economy had been caught up in a crisis threatening to take the country into a recession. Owing to its magnitude, the acquisition showed many investors in the country that the economy was still robust and there consequently was no need to withdraw their investments. In 2016, Luiz Carlos Trabuco’s importance to the company saw the board pave the way for him to extend his time at the bank for two more years by amending the retirement age for presidents from 65 to 67.

Perhaps due to his background in sociology, Luiz Carlos Trabuco is a great conversationalist. This is a skill that greatly comes in handy because many are intimidated by his various achievements and seniority in the Brazilian financial sector. He is an intent listener and employs a mixture of wit and humor to disarm those around him and get them to speak freely. His simplicity also extends to the way he dresses and carries himself. While he is certainly a man of means, he prefers to keep his dressing subtle, without any jewelry or exaggerated signs of wealth.

Having had a look through both their journeys, it is safe to say that neither Bradesco nor Luiz Carlos Trabuco would be where they are today without each other.

Jeremy Goldstein on Stock Option Compensation Program

There many companies that offer stock options as a way of compensating their workers. Most companies prefer this form as opposed to the traditional ones since it has some extra benefits that it brings to the company. The biggest benefit of using this method is that the company is likely to benefit more as employees will try to apply more efforts in their work so that the stock option value may increase. This means that the more returns a company earns, the more employees will earn. To explain this situation we will look at the work of Jeremy Goldstein, an accomplished associate who works on corporate governance issues as well as compensation programs for corporations.


Jeremy Goldstein has over 15 years of experience. For all this time he has been giving advice to corporates, business executives, managers, and CEOs on the best ways of implementing stock options as a compensation program. The stock options program is advantageous in that it instills the discipline in employees to ensure that the company succeeds. The more the company succeeds, the more they will benefit by having a better compensation program. So, it is proper to say that stock options can be a morale booster for employees.


However, Jeremy Goldstein contemplates of a situation when this plan might not work as it is supposed to. In case the value of the share drops significantly, the shareholders will be exposed to an overhang. To prevent such problems, Jeremy Goldstein offers a solution whereby, a stock option known as the “knockout” option will be implemented to cushion stakeholders from effects of overhang.


Knockout options have the benefit of allowing companies to withdraw the stock options in case the share value of the company falls below a predetermined level. This will reduce the risk of overhanging. This means that the company will be able to maintain a good face with the investors. Investors will not consider their investments as being at risk.


Jeremy Goldstein says that the knockout option has a way of keeping the employees on their toes. They must always make sure that the company remains healthy and solvent. With the knockout options, employees may lose their compensation if the share value falls beyond a certain level. This is what will cushion the existing shareholders from suffering any major setbacks.


Jeremy Goldstein is an associate from the state of New York and has been a corporate consultant for a very long time. Jeremy Goldstein has also founded his own law firm.


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End Citizens United Uncovers Republican Party Ads Published By Russian Companies On Facebook

The current political scenario in the government is incredibly tense owing to the number of corrupt practices that have come to light. People are starting to realize just how much of a bad situation they are in due to the Republican party coming into power. People from all over the country are coming forward in protest of the numerous actions that are taking place in the government, and End Citizens United is one of them.

End Citizens United is a political action committee that works to bring about change in the American society. The country is, in fact, a democracy and therefore people should theoretically be allowed to have a say in the matters of politics. However, it is only the wealthy and famous who get a say in things and not the rest of the population. The organization wants to make it so that the people will at least get a say in the things that govern them, and have a platform to voice their opinions on the policies and laws that are being passed in the government.

One of the most recent corruption schemes going on in the government was owing to the ads that were being published on Facebook for the Republican party. When the presidential campaign was going on, Facebook started showcasing ads that were being paid for by a Russian company. This enticed viewers to vote for the party and proved to be extremely useful in convincing the population, as evidenced by the results of the elections. In a way, these ads impacted the results of the vote, which has helped decide the future of the country. To prevent things like this from happening, the government had ruled that no foreign companies would be allowed to invest in any way into a political party and the campaigns that they conduct. However, the company that was involved with this did not do so directly, and operated through the loopholes in the law, making it perfectly legal. However, this did not play out well, and now has shed more evidence to the fact that the organization might have political ties to the Russian government in some way or the other.

ECU knows that if this continues, the country is being led in an unfavorable position, leading to their inevitable downfall. This is not one of the routes that the country should ideally take, which is why the organization is working to remedy the situation. The organization believes that the Democratic Party is the better choice for leading the country and therefore should be the ones in power as opposed to their Republican counterparts. The organization is working to help overthrow the corrupt and unqualified members of the political system so that only those who are well experienced and know what to do will be in power.

Visit for more information about the group.

How is Securus Technologies Making Prisons Safer?

Those who have never stepped foot inside a prison could never imagine what types of dangerous conditions really exist. The jails today are overcrowded, their is wide-spread drug use, and gangs have completely taken over the way violence is handed out. My job as a corrections officer is not to just ensure the safety of the inmates, but to ensure the entire prison staff is out of harm’s way.


Each day my team of officers are using a variety of resources to maintain order in our facility. The first is scanning devices in the jail visitor center that can detect if a guest or inmate is in possession of anything they should not be carrying inside our facility. We will even use drug-sniffing dogs to search cells throughout the day and uncover the things the inmates want to keep out of our reach.


Up until recently, we used to use an outdated call monitoring system to listen to the inmates talking on the phone. With the help of Securus Technologies, we have made the leap into the future and now allow the LBS software to scan hundreds of calls and isolate conversations that need attention.


The Securus Technologies company has been producing state-of-the-art monitoring systems for years, and the entire staff and CEO of the company are dedicated to making this world a little safer. The new telephone monitoring system is already installed in thousands of jails, and now we have the opportunity to make our facility that much safer.


If inmates are requesting family sneak items into the visitor center, we can remove those guests from the facility before the interaction takes place. If inmates are talking about drug use or hurting one another, we have the ability to get into position and stop the treat before someone gets hurt.


Todd Lubar; The Making Of An Investment And Real Estate Mogul

Todd Lubar has pioneered some of the greatest ventures in the real estate and financial services sectors. The entrepreneur serves at the helm of TDL Ventures as the company’s Chief Executive Officer. Todd Lubar founded TDL Ventures to ensure that customers get the financial services solutions they want. Todd has been able to impact on the lives of many through the enterprise that enables its client make informed decisions whenever it comes to investment and obtaining a mortgage.

Todd Lubar has also worked in the real estate sector. His company in the construction industry majorly deals with acquiring derelict structures and revamping them into modern spaces for homes and offices.

Todd Lubar’s other creation, Legendary Investment Company has also established a niche for itself in the investment area. Todd Lubar is considered to be one of the best businessmen in the real estate industry. Lately, the serial entrepreneur has shifted his focus to the concept of smart homes. Smart homes are becoming the newest obsession among elite home owners. Smart homes pair up the best computer systems technology with the internet to ensure that individuals can carry out mundane house tasks in the comfort of their cars of offices.

Lubar’s company is popularizing the concept of smart homes because this is no longer a futuristic concept but a present day reality. With many warming up the idea of being able to control various components of their homes remotely, Todd Lubar is poised for more growth in the sector of construction.

Todd Lubar has a longstanding history of working in the financial services area. His knowledge and experience in these fields have enabled him to become an all-rounded entrepreneur.

The credibility if Todd Lubar is beyond reproach having created successful ventures for himself and his fellow stakeholders. If anyone is interested in growing their investment or coming up with a brand that can dominate any market in the economy, the best man to approach for insights is Todd Lubar. According to Todd, an entrepreneur cannot expect to excel in their field of expertise without them recognizing the power of hard work, persistence, and determination.


Kate Hudson’s Recognition for Fabletic’s Success

Kate Hudson is one of the most famous romantic-comedy actors in the world. Both her parents also famous actors, her mother also used to be a model. Growing up in the spotlight like she did, Kate learned how to be fashionable. She also learned how important passion and self-determination are to succeed.

Over the years, Kate’s become more synonymous with fashion. She’s one of the most influential fashion icons today. She’s also a role model of health and fitness. A few years, she got the opportunity to combine two of her passions. The result was Fabletics.

Fabletics is the most popular activewear brand in the world. The brand combines fashion and style with affordable fitness wear. As people became more health conscious, more fashion companies began producing fitness wear. There were two problems with fitness wear: it was either too expensive or it wasn’t stylish.

Fabletics perfectly solved both problems. It’s currently leading the activewear movement, a movement made popular by millennial. Activewear is worn both in the gym and out on the town. Millennials have more relaxed standards of dressing, so activewear fits into their health conscious and relaxed life style.

After becoming the hottest brand on the fashion e-commerce market, Fabletics began opening physical stores. That may not make sense to more tech-preferred people, but Fabletics created a company culture that gets people into their stores. Each store hosts special events and other activities as a way of building relationships with the local markets.

The stores also use those events to gauge what specific items are selling and which aren’t. Each store is only stocked with items that local members are more willing to buy. That makes every member feel as though Fabletics understands their specific style personally. Consequently, 25 percent of first-time visitors become members in store.

The biggest example of Fabletic’s success is all the online reviews praising the brand. Not a lot of celebrity-sponsored brands are actually worth the money. Fabletics is the exact opposite. Not only is it worth the money; it’s surprising worth more than what members pay.

Fabletics has all kinds of styles; from simple tanks to capris with sheer panels. It would be difficult for anyone to not find something they like. Those who doubt that fact usually take one of Fabletic’s lifestyle quizzes.

Traveling Vineyard Has Listed 5 Areas Of France You Must See

France is world renowned for their wine creations and has been applauded for their efforts for many years now. People travel to France from all around the globe every single year to experience not just the taste of wine, but also the wine making process. The ground and weather in France has proved ideal for grape development over the ages.

If you are one of those people that loves to know how things work behind the scene and how things have evolved over the ages, Traveling Vineyard has picked out the five best wine routes in all of France for that desire. Some of the worlds most well known wine creators open their doors to wine enthusiasts but it can be costly; the other option is to visit a smaller winery potentially hosting a bed & breakfast to take the experience to another level and save you some cash.

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Champagne is not just a delicious beverage but a place in France where true Champagne comes from. The Champagne Tribaut has zero charge for a tasting of their creations. They provide a relaxing atmosphere where you can munch on hors d’oeuvres in a salon or on a terrace that has spectacular views of the vineyard. With advance notice they are able to set up a tour of the cellar as well. Dom Perignon, the man acknowledged for creating Champagne, is buried nearby in Hautvillers.

The Alsace wine rout is stunning; you won’t be able to put your camera down. They host a variety of wine festivals towards the end of October which brings the area to life. Alsace is most famous for their Riesling and pinot noir productions, as well as gewürztraminer.

Burgundy provides Chablis in the north, Cote d’Or towards the center, and Lyon or Rhone towards the south. The Route des Grand Crus is the most famous route to take through Burgundy, which follows road N74. There are many signs to make traversing easy.

Bordeaux is in the Southwest portion of France and has a large variety of different roads to follow. There is six recognizable roads that will lead to a variety of wineries and restaurants.

Provence is a very large portion of France; the wine routes start in Toulon and work their way to Saint-Tropez. You’ll also see along the route, olive groves and lavender meadows. Provence is established for their rosé’s.

If for any reason you can’t make a trip out to France, your best bet is experiencing all the best France has to offer with Traveling Vineyard. They bring the worlds wine to your door so you can experience it first hand in the comfort of your home. You can become a wine guide which will allow you to share your findings with your friends and family by hosting a wine tasting. The tastings are free and allows wine lovers to make educated choices without risking the purchase of a bottle they don’t appreciate.

The Honorable And Distinguished Career Of Duda Melzer

Eduardo Sirotsky Melzer is referred to as Duda Melzer and owns the business conglomerate RBS. RBS is one of brazil’s biggest multimedia communications companies. He is additionally the Chairman for e.Bricks Digital and one of the shareholders of e.Bricks Ventures.

Duda Melzer graduated from the Pontifical Catholic University of Rio Grande do Sul in 1998 with a Business Administration degree. He received his MBA from Harvard University in 2002. His Brazilian career began in franchising and financing. He worked for the Delphi Corporation as a senior analyst and for Box Top Media in New York. He attended the Building and Leading Customer Centric and Effective Strategies for Media Companies at Harvard Business School in 2008. In 2009 he was a member of the Executive Council of the Standard Norms and the National Council regarding Self-Regulation.

In 2004 Eduardo Sirotsky Melzer joined the RBS Group as the domestic market’s CEO. In 2008 he was promoted to market and business development as President. In 2010 he became the Vice President of the RBO Group. Mauricio Sirotsky Sobrinho is the founder of the company and Duda Melzer is his grandson. In 2012 Duda Melzer was given the prestigious position of Executive Chairman for the RBS Group. He was the successor to his uncle Nelson Pacheco Sirotsky. On July 3rd of 2012 Duda Melzer became the CEO for the RBS Group and there was a ceremony held in Porto Alegre. In May of 2012 his office was formally announced as part of a well-planned process for succession. He started acting as the Chairman for the RBS Group’s board of directors in 2016.

Duda Melzer was honored with the Caboré Award in the category of Professional Vehicle in 2006. The Brazilian Advertising Association awarded him the Professional Highlight in 2009 in the category of Executive Vehicle. He received the Coletiva.Net Award in 2011 and the Merit in Administration Award in 2015.

Follow him on Twitter and visit his website

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Jeremy Goldstein, an excellent part of New York’s new online legal service

Living in New York, you could possibly end up with a legal dispute. However, thanks to the New York State Bar, there is a new and easy way of finding a lawyer, no matter when you need one, day or night, their new system is ready to work hard for you. The system is now up and running smoothly.


The New York State Bar Association’s trusted Lawyer Referral and Information Service just released an online portal service for New York residents and businesses who are seeking a lawyer. The New York State Bar Association provides this service 24 hours a day and keeps it completely confidential. However, if New Yorkers choose to do so, the LRIS phone service is still available.


These lawyers are in good legal standing and the The New York State Bar Association has vetted and approved every single one. The New York State Bar Association provides this service as a way to eliminate the stress of finding legal help. This online portal was luanched by The New York State Bar Association along with, which is a provider of management technology for the legal field.


This new service allows lawyers to provide legal aid to a larger number of people and at a lower cost. The LRIS is credited with expanding the lawyer’s practices. The New York State Bar Association is the largest in the country, with at least 72,000 members.


One of the lawyers that you may be connected to is Jeremy Goldstein. He is a partner at Jeremy L. Goldstein and Associates. Jeremy Goldstein has provided advice to many corporate executives when it comes to executive compensation and corporate governance.


Jeremy Goldstein has overseen many corporate transactions throughout his career. He received his bachelor’s degree from Cornell University and his J.D. from New York University Law.


Follow Jeremy Goldstein on twitter @jgoldsteinlaw1.